Our Flexible and Affordable Auto Insurance Offers

Discover insurance designed with your flexibility and budget in mind. Our offerings are tailored to meet your unique requirements, ensuring you get the coverage you need at a price that works for you.

4.6/5 on Google
PRODUCT

Fuel Your Aspirations with Our Competitive Auto Insurance Deals

Unlock Affordable Protection for Your Vehicle with Our Premium Insurance Deals

Fast and Easy Application Process

Simplified and Swift Application Process

Customizable
Payment Plans

Tailored and Flexible Payment Options
FEATURES

Protect Your Financial Horizon with Our Affordable Auto Insurance Solutions

Steer Towards Financial Confidence with Our Budget-Friendly Auto Insurance Coverage

Easy application process

Competitive Rates

Competitive rates to help you save money on your Auto Insurance

Whether you’re aiming to secure coverage for a new vehicle, enhance your existing protection, or find comprehensive auto insurance, we possess the solutions and knowledge to support you in attaining your vehicular peace of mind.

Secure and confidential

We understand the importance of keeping your personal and financial information secure.

Helpful and friendly customer service

Our team of agents are here to answer any questions you may have and help you through the process.

No hidden fees

We believe in transparency and honesty. That’s why there are no hidden fees or surprises with our loans.

Commercial Insurance Company You Can Trust

Kinowski Agency Inc Reviews

Chloe Smith-Sweet
Chloe Smith-Sweet
2023-08-26
I have been working with Nancy and Brenda at the Johnstosn Kinowski Agency since I was eight teen years old. Through moves, accidents, and getting new cars they have always been helpful and there. Truly two of the best people around. Grateful for them ❤️💕
Jennifer Cox
Jennifer Cox
2023-06-24
I was looking for car insurance for my daughter and by far this is the best place I have ever come across for car insurance. These folks are amazing! The atmosphere is amazing, the agents are amazing! Definitely come to them to get your insurance needs covered. They are A+
John Lennon
John Lennon
2023-04-26
We were under pressure to find a last minute replacement for our current insurance. Our present agent didn't seem to be trying to get us a better deal on homeowners & auto. We contacted Craig at Kinowski only 3 days prior to our policy lapsing, on a (Sunday) and he went above and beyond to get us a policy that was better than we had and saved us $600. to boot by Saturday. We highly recommend this agency if you want to be treated like they care...because they do. JDL Sr.
Nancy Kosinski
Nancy Kosinski
2023-03-02
I approached Kinowski Agency when the premium increased by 16% with the carrier that I had been with for 23 years. Roberta at Kinowski was able to secure comparable coverage at very significant savings. I highly recommend using this agency for all your insurance needs.
Michael Young
Michael Young
2023-02-24
Craig was very helpful and professional. ******
Marv A
Marv A
2023-02-22
Excellent experience, knowlegeable people, friendly and very helpful.
FAQS

Frequently asked questions

What types of auto insurance do you offer?

We offer a wide range of auto insurance options, including Property Damage liability, Bodily Liability, Collision Coverage, and Comprehensive Coverage.

Is auto insurance mandatory?

Yes, auto insurance is generally required by law to provide financial protection in case of accidents, damage, or liability resulting from your vehicle’s use.

What does auto insurance cover?

Auto insurance typically covers damage to your vehicle, liability for bodily liability or property damage to others, and often includes coverage for medical expenses, underinsured/uninsured motorists, and more.

How are premiums determined?

Premiums are influenced by factors like your driving record, vehicle type, location, coverage limits, and deductibles. Safer drivers and vehicles often result in lower premiums.

Can I customize my coverage?

Yes, many auto insurance providers offer customizable coverage options. You can tailor your policy to fit your needs, such as adding comprehensive coverage, rental car coverage, and more.

Can I switch my insurance provider?

Yes, you can switch insurance providers. However, consider factors like cancellation fees and the potential impact on your coverage history. It’s a good idea to compare options and ensure a seamless transition.

Trusted by specialists all around the world

Hassle-Free Insurance Services for Every Situation


Saratoga Office

518-583-9888

admin@kinowskiagency.com

73 Henry Street Saratoga Springs, NY 12866

108 N Perry St, Johnstown, NY 12095

478 Locust Ave, Amsterdam, NY 12010

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